China Banking and Insurance Regulatory Commission / 银保监会

China Banking and Insurance Regulatory Commission / 银保监会 appears in 136.银行理财还能怎么买？ as the banking-and-insurance regulator that approved the first bank wealth-management subsidiaries after 资管新规. The source says it approved China Construction Bank and Bank of China to establish wealth-management subsidiaries on 2018-12-26.

The episode uses the regulator as part of a broader institutional cleanup story. Earlier bank wealth-management expansion had involved banking, securities, trust, fund, and insurance channels, so regulation had to confront cross-sector arbitrage rather than only one bank product.

Source Position

• The regulator is presented as a key actor in moving bank wealth management from bank departments toward separate wealth-management subsidiaries.
• Its approvals are tied to the post-资管新规 transition rather than to a standalone company story.
• The source also treats institution-based regulation as one of the constraints on wealth subsidiaries’ later investment culture and product design.

Connections

• Asset Management New Rules / 资管新规 and Chinese Bank Wealth Management / 中国式银行理财 - policy and product context.
• Bank Wealth-Management Subsidiary / 银行理财子公司 - institutional form approved under the regulator.
• China Construction Bank / 建设银行 and Bank of China - first approval examples named by the source.
• China Securities Regulatory Commission and People’s Bank of China - adjacent financial regulatory institutions in the wiki.