Olivia Valdez

Olivia Valdez appears in New study reveals a "smartphone penalty" that distorts survey results as Carly Urban’s co-author and an experimental psychologist. The episode credits her with pushing the idea that people taking surveys on phones may not be paying close attention, turning a puzzling financial-literacy trend into a device-effect research question.

Her role matters because the source’s answer is not only about personal finance. It turns Financial Literacy Measurement into a broader Survey Mode Effects problem where attention, fatigue, effort, and device context can change what a knowledge survey appears to measure.

Connections

• Carly Urban - co-author and episode interviewee.
• Smartphone Survey Penalty - device-effect concept the study tests.
• Survey Mode Effects and Financial Literacy Measurement - broader research problem her hypothesis helped frame.
• Understanding America Study - panel used for the randomized survey-mode experiment.